Startup Finance
Entity choice, cap table hygiene, the paperwork investors diligence, and staying compliant while you are still small.
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Business Finance
Startup and MSME finance, loans, working capital and compliance.
In this section
MSME Finance
Udyam registration, the schemes worth using, and the delayed-payment remedy most small suppliers never claim.
Business Loans
Term loans, working capital limits and unsecured lending — what each is for, and what the file needs to contain.
Working Capital
The cash conversion cycle, limit assessment and the practical levers that free up money already inside the business.
Business Compliance
ROC filings, statutory registers, TDS and the annual calendar that keeps a company out of default.
Financial Reporting
Management reporting that a founder can act on, and statutory reporting that a regulator will accept.
What we do here
We build the financial model and projections a lender or investor will actually read, prepare the statements and CMA data banks ask for, keep ROC and GST compliance current, and sit on the other side of the table when terms are negotiated.
Funding follows readiness #
Most rejected applications are not rejected on the idea. They are rejected because the accounts are eighteen months old, the bank statements show routine cheque returns, or the projections cannot be traced to a single assumption. Fixing those is cheaper than finding another lender.
What you will need
- Last two or three years of financial statements
- Bank statements for the past twelve months
- GST returns for the same period
- Order book or contracted revenue
- Existing loan sanction letters and repayment record
Latest on Business Finance
Business Compliance
Proprietorship, LLP or private limited: what each one actually costs to run
The structure decision is usually argued on liability and prestige. The recurring compliance cost is more concrete, and more likely…
Startup Finance
Advance tax when your income is lumpy
The instalment schedule assumes you know in June what you will earn by March. Freelancers do not, and the rules…
Financial Reporting
A thirteen-week cash flow forecast, and why profit is not the number to watch
Profitable businesses run out of money regularly. The forecast that prevents it fits on one sheet and takes an hour…
Latest articles
Business Compliance
Proprietorship, LLP or private limited: what each one actually costs to run
The structure decision is usually argued on liability and prestige. The recurring compliance cost is more concrete, and more likely…
Startup Finance
Advance tax when your income is lumpy
The instalment schedule assumes you know in June what you will earn by March. Freelancers do not, and the rules…
Financial Reporting
A thirteen-week cash flow forecast, and why profit is not the number to watch
Profitable businesses run out of money regularly. The forecast that prevents it fits on one sheet and takes an hour…
Working Capital
Working capital for MSMEs: the cash conversion cycle, explained with numbers
Profitable businesses run out of cash for structural reasons, not mysterious ones. Measure the gap between paying suppliers and being…
Startup Finance
What a startup should keep in its books from day one
Clean books are cheaper to maintain than to reconstruct.